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We specialize in providing private mortgages from $25,000 up to $1 million across ON. Why go with a Private Mortgage? Our lenders will look at your application on an equity basis only and will consider your application even if there is bad credit, no income, previous foreclosure or limited documentation to provide.  We make it as easy as possible for you!

What our lenders look for:

  • Geographical Location – The location of the property when seeking private financing would be one of the most important things that our lenders look for. This is also an investment for the lender. The liquidity of the property is one of the most important things. 

  • Property Type – Private lenders prefer single-family dwellings located in a major city but will also consider other properties such as condominiums, townhouses, commercial properties etc.

  • Loan-to-Value – Currently, for Private Mortgages in ON, our lenders will look for applications that are under 85% Loan-to-Value. For example, if the property is appraised at $1,000,000, mortgage loans in the amount of up to $850,000 or less will be considered.

As long as the above criteria are satisfied by our lender partners, other factors such as income, credit, documentation etc. may not be as important to the lender. We will consider applications for jumbo-sized mortgage loans, construction mortgages, new to Canada, self-employed, bad credit/no credit etc. If you are having difficulty looking for the right mortgage lender for your situation, contact us and we will find a home for your mortgage.

Private Mortgage Rate


First Mortgage - 5.49%

Second Mortgage - 6.99%

Third Mortgage - 10.99% 

All rates are subject to change without notice. Rates and Terms must meet qualifications for each program.